Credit for Working Capital: Amount necessary (in CUP) to cover the expenses of the production or service cycle of the activity carried out with a maximum term of 18 months.
Modalities:
- Simple Credit (one-time financing)
- Line of Credit (financing with a maximum limit to use)
Purposes:
- Purchase of goods, and supplies and equipment.
- Payment of raw materials and services (water, electricity and gas)
Requirements:
- Permanent identity document (identity card).
- Official document authorizing self-employment or other non-state management.
- Current account at the branch where financing is requested in the municipality of your legal domicile.
- Do not present past due debts or debt for a credit associated with your activity as TCP.
- MINSAP authorization whenever the activity requires it.
Guarantee:
- Assignment of present and future income rights.
- Transfer of certificates and fixed-term or savings accounts.
- Joint and several guarantors.
- Pledge of goods (jewelery, patrimonial goods, motorcycle vehicles, cattle)
- Real estate mortgages (rest or summer homes, waste lots)
Investment Credit: Amount (in CUP) destined to the acquisition of equipment related to the activity that it develops and with a maximum term of 10 years.
Modalities:
- Simple Credit (one-time financing)
- Line of Credit (financing with a maximum limit to be used by the client according to their requirements)
Purposes:
- Expenses associated with construction, remodeling or modernization of premises.
- Equipment purchase.
Requirements:
- Permanent identity document (identity card).
- Official document authorizing self-employment or other non-state management.
- Current account at the branch where financing is requested in the municipality of your legal domicile.
- Do not present past due debts or debt for a credit associated with your activity as TCP.
- MINSAP authorization whenever the activity requires it.
Guarantee:
- Assignment of present and future income rights.
- Transfer of certificates and fixed-term or savings accounts.
- Joint and several guarantors.
- Pledge of goods (jewelery, patrimonial goods, motorcycle vehicles, cattle)
- Real estate mortgages (rest or summer homes, waste lots)